MINI Flex.

MINI FLEX with Guaranteed Future Value opens up a world of exciting possibilities providing you with choices at the end of your finance contract.~

Everything you need to know about mini flex.
  • Now
  • Future
Choose your model

Owning your brand new MINI has never been so flexible because we leave the details up to you. All modles are available.

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X
Choose your mini
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Contract term
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Annual distance
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Guaranteed future value
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Return
02
X
Refinance
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Keep
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Trade In

About MINI Flex.

Owning your brand-new MINI has never been so flexible because we leave the details up to you. You get to decide on the term of the contract, from 24-60 months, along with your desired annual kilometre allowance, 10,000km to 40,000km.

So what is Guaranteed Future Value? This is the amount MINI Financial Services guarantees your beloved MINI will be worth at the end of the finance contract; an assurance your MINI will retain its value over time.~

Then comes the best part... provided your MINI meets fair wear and tear conditions and is within the km allowance you chose at the beginning, your Guaranteed Future Value is a done deal.

GUARANTEED FUTURE VALUE EXPLAINED.

  • Guaranteed Future Value is the amount MINI Financial Services promises your MINI will be worth at the end of your contract.~
  • It’s essentially an assurance your MINI will retain its value over time.
  • The Guaranteed Future Value is based on your chosen finance term, annual kilometre allowance and the resale market.
  • At the end of your contract, your MINI could be worth more than the Guaranteed Future Value. If so, you can use the equity towards upgrading to a new MINI.

WHAT HAPPENS IN THE FUTURE?

MINI FLEX lets you decide the fate of your finance contract when it ends. Provided your MINI meets fair wear and tear conditions and is within the km allowance you chose at the start, your Guaranteed Future Value is in the bag. What happens next is up to you. You can:

      • Trade it in for a new MINI.
      • Refinancing the Guaranteed Future Value.~
      • Pay out the contract.
      • Simply hand back the keys and your obligation ends.~

To see what the future could hold for you, contact your preferred MINI Garage about MINI FLEX today.

About MINI Flex.

Owning your brand-new MINI has never been so flexible because we leave the details up to you. You get to decide on the term of the contract, from 24-60 months, along with your desired annual kilometre allowance, 10,000km to 40,000km.

So what is Guaranteed Future Value? This is the amount MINI Financial Services guarantees your beloved MINI will be worth at the end of the finance contract; an assurance your MINI will retain its value over time.~

Then comes the best part... provided your MINI meets fair wear and tear conditions and is within the km allowance you chose at the beginning, your Guaranteed Future Value is a done deal.

GUARANTEED FUTURE VALUE EXPLAINED.

  • Guaranteed Future Value is the amount MINI Financial Services promises your MINI will be worth at the end of your contract.~
  • It’s essentially an assurance your MINI will retain its value over time.
  • The Guaranteed Future Value is based on your chosen finance term, annual kilometre allowance and the resale market.
  • At the end of your contract, your MINI could be worth more than the Guaranteed Future Value. If so, you can use the equity towards upgrading to a new MINI.

WHAT HAPPENS IN THE FUTURE?

MINI FLEX lets you decide the fate of your finance contract when it ends. Provided your MINI meets fair wear and tear conditions and is within the km allowance you chose at the start, your Guaranteed Future Value is in the bag. What happens next is up to you. You can:

      • Trade it in for a new MINI.
      • Refinancing the Guaranteed Future Value.~
      • Pay out the contract.
      • Simply hand back the keys and your obligation ends.~

To see what the future could hold for you, contact your preferred MINI Garage about MINI FLEX today.

CURRENT PRICE PER WEEK OFFERS.

MINI 3-DOOR HATCH

MINI 3 Door Hatch from $99 per week*(1)

At a 5.29% p.a. comparison rate^

On a 60 month contract with a $3,025 deposit and a Guaranteed Future Value payment.+

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MINI 5-DOOR HATCH

MINI 5 Door Hatch from $122 per week*(2)

At a 6.69% p.a. comparison rate^#

On a 60 month contract with a Guaranteed Future Value payment.+

Interest rate and repayments are indicative, qualifying criteria apply.

get in touch

MINI COUNTRYMAN

MINI Countryman from $143 per week*(3)

At a 4.59% p.a. comparison rate^

On a 60 month contract with a Guaranteed Future Value payment.+

Get in touch

MINI CLUBMAN

MINI Clubman from $155 per week*(4)

At a 4.59% p.a. comparison rate^

On a 60 month contract with a Guaranteed Future Value payment.+

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MINI CONVERTIBLE

MINI Convertible from $157 per week*(5)

At a 6.69% p.a. comparison rate^#

On a 60 month contract with a Guaranteed Future Value payment.+

Interest rate and repayments are indicative, qualifying criteria apply.

Get in touch

~MINI FLEX provided by MINI Financial Services (a division of BMW Australia Finance Limited, ABN 78 007 101 715, Australian Credit Licence 392387) consists of:
a) in the case of a loan, an option to sell the vehicle to us for a Guaranteed Future Value amount (GFV) at the end of the contract term; or
b) in the case of a lease, predetermining the value of the vehicle for the purpose of your end of lease obligations,
provided the vehicle has not exceeded the contracted kilometre allowance and meets fair wear and tear conditions. If instead you wish to retain ownership of your vehicle outright, the GFV will be payable at the end of your contract. Alternatively, you can refinance the GFV or apply the proceeds of trading-in your vehicle towards paying out the contract. The GFV is not a representation of the anticipated market value of the vehicle at the end of the contract term. To be eligible, vehicles must be built within 18 months and bear a compliance plate dated within 12 months of contract date. Mileage cannot exceed 10,000km at contract commencement. Conditions, lending criteria, fees and charges apply.

*Offer, subject to change, applies at participating MINI Garages while stocks last, to the new 5-Door Hatch and Convertible models specified below ordered and delivered between 01.10.19 and 31.12.19, and the new 3-Door Hatch, Countryman and Clubman models specified below ordered and delivered by 31.03.20, with finance approved between 01.10.19 and 31.12.19. Conditions, lending criteria & fees apply. Not available with any other offer. Monthly payments apply. Weekly payments are approximate (annualised monthly payment/52), based on a NSW drive away price of (1) $34,669.30, (2) $35,955.30, (3) $46,976.30, (4) $50,855.30,(5) $46,152.30 for a new (1) MINI Cooper 3-Door Hatch, (2) MINI Cooper 5-Door Hatch, (3) MINI Cooper Countryman, (4) MINI Cooper S Clubman, (5) MINI Cooper Convertible, on a consumer MINI FLEX loan agreement with a 50,000km allowance over the term & a Guaranteed Future Value (GFV) of (1) $12,227.05, (2) $12,773.25, (3) $17,491.90, (4) $18,878.67, (5) $16,108.74. Total amount payable: (1) $40,627, (2) $44,385, (3) $54,560, (4) $59,059, (5) $56,928. Prices in other States and Territories may vary.

^Comparison rate is based on monthly repayments for a 5 year secured consumer loan of $30,000.
WARNING: This comparison rate is true only for the example given & may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

+At the end of your contract you can refinance, keep or trade in your vehicle for the GFV, or MINI Financial Services will buy the vehicle at the GFV amount, provided contracted km allowance and fair wear and tear conditions are met. GFV does not represent estimated market value.

#Rate based on low borrower risk profile.